Lawrence Soza, Realtor

DRE #01889484

Serving The San Gabriel Valley & Surrounding Areas

Services

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  • Reverse Mortgage Exit

    Most reverse mortgages end when all borrowers have passed away. At that point, the full loan amount must be repaid*. This can be done in one of four ways:

    • Pay it off with cash or by taking out a new loan

    • Sell the home — either through a regular sale or a short sale (if the home is worth less than what’s owed)

    • Transfer ownership to the lender through a deed-in-lieu of foreclosure

    • Take no action and allow the lender to foreclose

    Each option has its pros and cons, so it’s important to understand them before making a decision.

    Borrowers might also choose to end their reverse mortgage early for other reasons, such as:

    • Transferring full ownership to children or relatives

    • Downsizing to reduce upkeep or repair costs

    • No longer living in the home full-time (occupancy requirement not met)

    • Refinancing into a regular mortgage to preserve home equity

    *In some cases, repayment may be delayed if an eligible non-borrowing spouse or registered domestic partner still lives in the home..

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What My Clients Say

  • Rick R.

    Lawrence was our realtor in the estate sale of my late mother's home. I cannot praise his work enough.

    We interviewed 3 realtors and Lawrence was the only realtor that came prepared and having done research. He had researched construction permits (or the lack thereof) as well as providing market research. All of this was just at the interview.

    After having selected Lawrence as our realtor, he went right to work preparing and recommending how to prepare the home for showing. His team provided excellent advice and assistance every step of the way. He also has a very good feel for the local market and provided excellent guidance on responding to offers and counter offers.

    If you're still reading this, here's the best part. He assisted us long after the sale with escape taxes by calling (up to 9 months after the home sale) the LA County Assessor's office multiple times to help us not miss the tax bill. When the bill was finally issued, he emailed it to me before I received the forwarded bill.

    Lawrence is a very diligent yet unassuming professional. I'm sure he doesn't give himself enough credit for the excellent service he provides. This is evidenced by me having to ask him how to give him a review. I'm very proud to give a google review and anyone considering using him should take comfort in his professionalism.

  • Linda P.

    What truly set Lawrence apart was his genuine care and dedication. He treated my mother with the utmost respect and patience, making sure she felt supported every step of the way. Thanks to Lawrence, what could have been a stressful experience turned into a smooth and positive journey. I wholeheartedly recommend Lawrence to anyone seeking a trustworthy, knowledgeable, and compassionate real estate professional. His commitment to excellence is refreshing and commendable!

  • Lisa R.

    Lawrence Soza of Reality ONE Group is the most trusting realtor that I and my family have been so fortunate to help with the sale process of our home. His professional, knowledgeable and most caring nature was beyond anything we could have ever imagined! He was thoroughly prepared in all aspects. He even aided with the purchase of our home out of state, which he did so out of the kindness of his heart. Contacting me to see how our move went and if we were settling in alright. I mean who does that!
    Lawrence has been with us every step of the way, having our back even when it was not in the scope of his professional duties, thus caring by nature. Thanks is not enough for all that Lawrence has done for our family. He is a truly a Godsend and would recommend him over and over again!
    If I could give more than 5 stars I surely would!

  • Claudia D.

    Continues to surpass expectations because he is very accurate on what is happening in today’s market. His knowledge is endless and priceless. By far professional and made a difficult time run smoothly.

  • Roger T.

    Lawrence was GREAT!

  • Ana A.

    I contacted Larry Soza when I decided to sell my house and buy another house. He was very professional and friendly. He was also very patient. I had a lot of questions and I needed to see a lot of houses. Every time that I called him he answered quickly. He was good at pointing out things that were wrong with some of the houses and would give me very good advice. In the end, he found me the perfect home and sold my old house for a very good price. I would definitely contact him again in the future if I ever decide to move.

  • Dinise M.

    I found Lawrence through a friend and am so glad I did. He went out of his way to assist me and find me the perfect home for my mom and myself. He also helped me a few years ago and got me out of a financial bind, finding me a loan option that was good for me. I would highly recommend him. Thank you Lawrence Soza!

  • Cindy S.

    I highly recommend Lawrence Soza for all your real estate needs. He helped me through the process of selling my mother's house after she died and then selling my house as I retired and moved out of California. He gives truly full service and caring assistance.